<p style="text-align: justify;"><strong>香港大學(xué)的Master of Finance in Financial Technology（MFFinTech）</strong>在為學(xué)生提供創(chuàng)新的數(shù)字金融領(lǐng)域所需的知識(shí)和技能。這個(gè)項(xiàng)目涵蓋了金融、技術(shù)和商業(yè)管理領(lǐng)域，并采用了一種實(shí)踐教學(xué)方法，培養(yǎng)金融科技人才，并確保所有學(xué)生都學(xué)習(xí)到最先進(jìn)的技術(shù)。</p> <p style="text-align: justify;"><br />對(duì)于這個(gè)項(xiàng)目的PS書寫，同學(xué)們?nèi)绾瓮ㄟ^(guò)描寫自己的經(jīng)歷來(lái)突出自己的優(yōu)勢(shì)，表達(dá)自己對(duì)該專業(yè)和未來(lái)的熱情和追求，從而吸引招生官呢？</p> <p style="text-align: justify;"><br />今天#<strong>心動(dòng)的文書</strong>#欄目，給大家展示一份指南者該項(xiàng)目錄取學(xué)員的PS及寫作思路<strong>（下劃線加粗為好詞好句，大家可以收藏積累哦～）</strong>。</p> <p style="text-align: justify;">&nbsp;</p> <h1 style="text-align: center;"><span style="color: #ffffff;"><strong><span class="h1">指南者 PS Sample</span></strong></span></h1> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">During my freshman year, I was privileged to partake in a series of lectures hosted by experts in the finance industry at my college. This experience <strong><span style="text-decoration: underline;">opened my eyes to the yawning chasm</span></strong> between theoretical knowledge contained within textbooks and the practical obstacles in financial markets. 【對(duì)金融的初步認(rèn)識(shí)：從大一起多次參加金融業(yè)專家的一系列講座，我意識(shí)到了解實(shí)際的金融市場(chǎng)和課本知識(shí)的差異】 To bridge this gap, I joined the Investment Banking and Fund Association of the university after three rigorous interviews. There, I gained exposure to stock and bond markets and was taught the art of model-based research analysis by seasoned and professional alumni.【初步的探索：為了探索金融領(lǐng)域，我努力加入了投行基金協(xié)會(huì)，并且和業(yè)內(nèi)導(dǎo)師學(xué)習(xí)了股票及債券市場(chǎng)的知識(shí)，還嘗試了基于模型的研究分析】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">申請(qǐng)者在校期間<strong>參加講座以及加入專業(yè)相關(guān)的組織</strong>等活動(dòng)可以反映出「我」對(duì)于專業(yè)的興趣。</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">Tip：這些經(jīng)歷可以很好地被用來(lái)作為PS的開頭，但是<strong>不建議詳細(xì)展開經(jīng)歷</strong>，因?yàn)樗鼈兊闹匾暂^低，篇幅過(guò)多會(huì)顯得文章較為累贅，展現(xiàn)給AO簡(jiǎn)潔的語(yǔ)言也很重要。</p> <p style="text-align: justify;"><br />Subsequently, I participated in the American College Mathematical Modeling Competition in 2020. As I prepared for this competition, I <strong><span style="text-decoration: underline;">delved into an array of online resources and books</span></strong> to acquire the necessary knowledge and taught myself the rudiments of linear algebra and R programming language. It allowed me to spearhead the model design and programming in the competition.【自學(xué)能力：大一參加美賽，查閱研究文獻(xiàn)，自學(xué)了線性代數(shù)和R語(yǔ)言】 Also, through utilizing the ARMA model to complete <strong><span style="text-decoration: underline;">meticulous</span></strong> time-series analysis, I greatly strengthened my knowledge base and <span style="text-decoration: underline;"><strong>sharpened my practical skills.</strong></span> 【運(yùn)用知識(shí)的能力：比賽中用ARMA模型完成了時(shí)間序列分析】Through this competition, I discovered my deep-seated passion for model-based empirical research.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段主要寫的是申請(qǐng)者大一寒假的美賽建模經(jīng)歷，雖然只獲得了S獎(jiǎng)，但是對(duì)大一的新生來(lái)說(shuō)是一次<strong>探索和發(fā)現(xiàn)自己的興趣和目標(biāo)的重要嘗試</strong>。因此在PS中也點(diǎn)出來(lái)：這段經(jīng)歷不僅夯實(shí)了知識(shí)基礎(chǔ)提高了實(shí)踐能力，還發(fā)掘了自己對(duì)基于模型的實(shí)證研究的興趣。</p> <p style="text-align: justify;"><br />I took every chance to engage in many modeling-related research projects. In the Financial Engineering course design, inspired by the book Python for Finance, I harnessed my creative prowess to produce an algorithm that can complete a visual binary tree with undirected graphs. 【知識(shí)面：介紹自己的課設(shè)靈感來(lái)源于Python for Finance這本書，體現(xiàn)出我平時(shí)的知識(shí)面較為豐富，積極閱讀專業(yè)相關(guān)書籍】Unlike the model presented in the book, my optimized version <strong><span style="text-decoration: underline;">transcended</span></strong> the constraints of mere numerical input. By accounting for variable parameters such as the number of periods, initial stock price, and volatility, my design was able to showcase the probability and extent of stock price fluctuations in a practical and visually-striking manner. In addition, I engineered a matrix exhibiting option prices at every node, expressed through sophisticated circular functions. 【獨(dú)立思考：我不局限于書籍中的二叉樹模型設(shè)計(jì)，而是結(jié)合自己的思考和知識(shí)去進(jìn)行了優(yōu)化，得出了新的更為實(shí)用的函數(shù)和矩陣，實(shí)現(xiàn)了可以輸入不同的期數(shù)、初始股價(jià)、波動(dòng)率等任何參數(shù)，并通過(guò)不同形態(tài)的二叉樹顯示股票價(jià)格升跌的概率、幅度和各節(jié)點(diǎn)上的期權(quán)價(jià)格】The success of this assignment <strong><span style="text-decoration: underline;">embraced me with an unprecedented sense of accomplishment</span></strong> and a <strong><span style="text-decoration: underline;">newfound appreciation for</span></strong> financial engineering. Nevertheless, I <strong><span style="text-decoration: underline;">remained mindful of the gaps</span></strong> in my knowledge and the unanswered questions surrounding the underlying economics of the binomial tree model.【收獲和反思：我通過(guò)復(fù)盤，發(fā)現(xiàn)現(xiàn)階段的知識(shí)依然有所不足】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段經(jīng)歷是一段課設(shè)。在這段描寫了申請(qǐng)人的研究靈感和不拘泥于書本去探索知識(shí)邊界，重點(diǎn)突出了<strong>申請(qǐng)人優(yōu)秀的編程能力，扎實(shí)的專業(yè)知識(shí)，以及創(chuàng)新思考和求知欲望</strong>。</p> <p style="text-align: justify;"><br />Tip：寫PS時(shí)，不僅要突出經(jīng)歷中個(gè)人的成就，有時(shí)候展現(xiàn)自己的總結(jié)和反思也很重要。</p> <p style="text-align: justify;"><br />In my junior year, I investigated the crowding-out effect of real estate investment in China and its impact on economic growth based on the VECM model. As I read pages of related literature, I discovered that there is <strong><span style="text-decoration: underline;">academic controversy over</span></strong> the impact of real estate investment on the amount of other fixed asset investments and the relationship between real estate investment and economic growth. 【發(fā)現(xiàn)問(wèn)題：對(duì)于文獻(xiàn)的閱讀總結(jié)出了學(xué)界在房地產(chǎn)投資對(duì)于其它固定資產(chǎn)投資額的短期、長(zhǎng)期影響以及與經(jīng)濟(jì)增長(zhǎng)之間的關(guān)系有所爭(zhēng)議】To address this, I applied R language to test the cointegration relationship between the time series of three sets of variables from 1993 to 2021 and learned that there is a long-term equilibrium relationship. 【研究問(wèn)題過(guò)程：我應(yīng)用R語(yǔ)言檢驗(yàn)了1993年至2021年三組變量的時(shí)間序列之間的協(xié)整關(guān)系，得知三組變量之間存在著長(zhǎng)期的均衡關(guān)系】Eventually, I prove the existence of the crowding-out effect from the perspective of empirical analysis by constructing a vector error correction model. 【解決問(wèn)題能力：通過(guò)構(gòu)建一個(gè)向量誤差修正模型，從實(shí)證分析的角度證明了擠出效應(yīng)的存在】This research honed my quantitative analysis ability, which will be a valuable asset in my advanced studies.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">這段科研重點(diǎn)突出申請(qǐng)人的<strong>學(xué)術(shù)研究能力和數(shù)據(jù)量化分析能力</strong>，體現(xiàn)出對(duì)金融問(wèn)題的探索精神以及對(duì)于模型的理解和應(yīng)用能力，<strong>和申請(qǐng)項(xiàng)目的課程設(shè)置以及需要的能力十分匹配</strong>。</p> <p style="text-align: justify;"><br />Tips：科研經(jīng)歷對(duì)于展現(xiàn)個(gè)人研究思維和邏輯也是非常重要的，寫作時(shí)可以找一個(gè)角度切入（如發(fā)現(xiàn)--解決問(wèn)題）</p> <p style="text-align: justify;"><br />The Master of Finance in Financial Technology program at HKU is of interest to me for several reasons. Its well-balanced curriculum is jointly offered by the Business School, Faculty of Engineering, and Faculty of Law. Thus, I will be exposd to a wide range of multi-disciplinary knowledge including derivative securities, fund management, digital transformation, artificial neural networks, and deep reinforcement learning. This program is the perfect fit for my dream career of working in the fixed income field and conducting research on interest rate derivatives-related areas. 【三個(gè)院系聯(lián)合授課會(huì)提升自己在未來(lái)職業(yè)中的競(jìng)爭(zhēng)力，點(diǎn)出自己的職業(yè)目標(biāo)】Especially, I look forward to Advanced Financial Programming and Databases, Quantitative Trading, and Big Data in Finance courses, which will help me develop advanced quantitative skills and innovative thinking. Apart from rich teaching resources, the part-time on-campus employment and rich career development activities provided by the program will cultivate my workplace capabilities. 【就業(yè)支持：項(xiàng)目會(huì)提供許多職業(yè)活動(dòng)和實(shí)習(xí)機(jī)會(huì)，可以培養(yǎng)職業(yè)技能】</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">在擇校原因部分<strong>突出申請(qǐng)人對(duì)項(xiàng)目的了解</strong>，并且和<strong>職業(yè)規(guī)劃</strong>相結(jié)合，表明對(duì)項(xiàng)目的熱情和申請(qǐng)的動(dòng)機(jī)。</p> <p style="text-align: justify;"><br />As I reflect on my past experiences, I am confident that I am a compelling candidate for this program. My specialized courses in mathematics, time series analysis, and financial engineering have equipped me with mathematical, statistical, and programming skills to analyze financial problems and regular market phenomena and enhanced my data processing capability.【提出自己是合格的候選人：除了上述的經(jīng)歷還有扎實(shí)的學(xué)科知識(shí)】 I am eager to <strong><span style="text-decoration: underline;">leverage my skills in conducting extensive research</span></strong> in graduate school. As someone with a history of taking on challenging and intensive research projects, I believe that I would <strong><span style="text-decoration: underline;">thrive in</span></strong> your vibrant and professional environment.</p> <p style="text-align: justify;">&nbsp;</p> <p style="text-align: justify;">最后一段描寫申請(qǐng)人的<strong>相關(guān)資質(zhì)</strong>，體現(xiàn)出自信的態(tài)度和對(duì)未來(lái)學(xué)習(xí)的期待。</p> <p style="text-align: justify;">&nbsp;</p> <h1 style="text-align: center;"><span style="color: #ffffff;"><strong><span class="h1">總結(jié)</span></strong></span></h1> <p style="text-align: center;">&nbsp;</p> <p style="text-align: justify;"><span style="color: #262626;">這個(gè)項(xiàng)目偏好具有計(jì)算機(jī)科學(xué)、工程學(xué)、數(shù)學(xué)、物理學(xué)、統(tǒng)計(jì)學(xué)或科學(xué)和技術(shù)相關(guān)學(xué)科的學(xué)生，因此在撰寫PS時(shí)需要重點(diǎn)突出申請(qǐng)人相關(guān)的<strong>核心技能</strong>。除了通過(guò)申請(qǐng)者的每段經(jīng)歷來(lái)體現(xiàn)硬實(shí)力，也要注重體現(xiàn)自己的<strong>個(gè)性化的特征</strong>，比如創(chuàng)新性思維、批判性思維、團(tuán)隊(duì)合作能力等等，不斷展現(xiàn)優(yōu)勢(shì)，讓自己成為獨(dú)一無(wú)二的候選人。</span></p> <div class="qrcode-content-wrapper" contenteditable="false">&nbsp;</div>